Imagine my dismay when I looked into it further and discovered that National Financial Literacy month is actually in April, not August. Wikipedia tells us that the US Senate passed Resolution 316 in March of 2004, which officially recognized April as National Financial Literacy Month. As if that weren’t enough, in a 2011 proclamation, President Barack Obama also named April as National Financial Literacy Month. I’m not sure about the intricacies of resolutions vs. proclamations, but proclamations sound way more important with their “in witness whereof” and “authority vested in me” verbiage.
So now I’m in a quandary. Do I go ahead and observe Financial Literacy Month now, or do I wait until April, by which time I probably won’t have any finances left to observe? Another possibility is to move to Canada and observe their National Financial Literacy Month in November. But making that move would only serve to dwindle my finances even faster.
The sad truth is that finances can be a great stressor, and with enough anxiety and hopelessness, money matters can exacerbate depression. I’m not the lady with the answers on this topic. I’ve probably whined about it before, so I won’t go into it to any great length here about my financial situation. Let’s just say I wouldn’t turn down a winning lottery ticket right about now.
Somehow I got onto an email list to receive a USA.gov daily digest bulletin, and it actually has pointed me toward some interesting and useful information. One bulletin gave a link to their “Help for Difficult Times” page which has many resources for addressing employment, family support, housing, health care, health insurance, and debt and credit issues. I haven’t poked around these links yet, but I definitely plan to.
I think the important thing about dealing with financial concerns is to not let them bring you down to the point where you become immobilized. Financial literacy is a good thing, but if you are too overwhelmed or in too deep for that to be your solution, there are a lot of places you can turn to for help with strategizing on how to handle your situation. I have an appointment with someone for tomorrow to look into what options I may have for digging out of my financial quagmire. I am hopeful that the meeting will be productive.
The good news is that blogging doesn’t cost me anything, and I’m finding it to be therapeutic, so whatever happens with my financial situation, as long as I can walk into a library that has an internet connection, I’ve still got this. And today I’m taking advantage of my other secret weapon for feeling better: blueberries. So I’m tanked up with antioxidants, and stimulated by the mental challenge of writing coherently. Maybe someday I’ll be able to invest in stocks or bonds or commodities, but for now I am investing in my physical and mental wellbeing.
And that’s more valuable than gold.